I DO think laws should be passed, however, for cc companies to NOT solicit to college students in the manner they do. If they want to do direct mail, that’s fine – let them pay the cost to do that kind of advertising. But I remember, in our college bookstore, little slips of paper/flyers for credit card companies were actually put in the bags!! When you get to college, there are TONS of advertisements included with official school stuff!! It’s almost as if the college gets a kick back – which I know is untrue but it feels so official when they put those advertisements in with official school stuff. It’s horrible. And colleges should also do workshops for freshmen about credit as well.