How long does a credit inquiry stay on my credit report?
Wednesday, November 25th, 2009 at
6:16 am
Mike A asked:
I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?
I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?
Filed under: Credit
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They will stay on for at least a year, and/or up to 4 years. Depending on when and where the application was filed. You can request the credit agencys to remove them after one year has past but they might take a little time to complete your request.
Hope it helps
Its hurts your credit when you check it. The recommended is once every 6 months.
Inquiries stay on your report up to 2 years NOT 4.
Checking your own credit does NOT affect your score.
If you check your own credit does not make any bearing on your score if you apply for a loan and they check it it remains on there for 2 years
A Credit “Inquiry” that is where someone requests your credit report stays on there for 2 years from date of inquiry. But the older they are the less effect they have. Most people can usually have 2-3 but more than that might start looking bad.
Here is some more detailed info about it -
All the best to you.