How do I obtain a credit card with no credit history?
Tuesday, February 9th, 2010 at
4:10 am
Anne asked:
I have been denied by several banks because of no credit history. I tried to apply for a card at Public Savings Bank, which is especially for people with bad or no credit. Even they couldn’t give me one, because they couldn’t verify my SSN! Has anyone else ever experienced this?
I left the States when I was 7, and came back 2 years ago, I am now 22. Could it be that because I was out of the country they have no information?
Please help me! I don’t know what to do.
I have been denied by several banks because of no credit history. I tried to apply for a card at Public Savings Bank, which is especially for people with bad or no credit. Even they couldn’t give me one, because they couldn’t verify my SSN! Has anyone else ever experienced this?
I left the States when I was 7, and came back 2 years ago, I am now 22. Could it be that because I was out of the country they have no information?
Please help me! I don’t know what to do.
Tagged with: Banks • Credit History • Ssn
Filed under: Credit
Like this post? Subscribe to my RSS feed and get loads more!
There are special credit cards which can help you build credit. Try going to like visa or mastercards websites or like citibank and they can help you choose the card that is right for you
You have no history. Every lender is waiting for someone else to go first.
Go back to your local bank and ask what they charge for a SECURED card. You put $500 in a restricted account and they give you a credit card with a limit of $500. At the end of 1-2 years, you can have the savings account back.
You can still be approved. Call the customer service center at 215-344-8145 and explain the situation. If you can prove your SSN, you will be approved.
go to under no credit section there are a couple of cards that will get you approved but they have a fee to start off with but this will be the only way you could start your credit, get it use it for 6 months by making payments on time….. once you stablish some credit you could drop your first card and get a better one.
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-free.totalh.com