cYber_buRn asked:


I heard that there’s a credit card with a miles reward, and every use of the credit card you’ll earn points and you can use the points to get a free plane ticket. What kind of credit card is that? I only have a BOA Credit Card, and planning to have another credit card.

Randy C asked:


My daughter applied for a loan at a Toyota dealership and they told her she needed to be in the Bureau for 3 years. She has perfect credit and had been in the Bureau for 1 1/2 years. Is this a Toyota thing, or not true at all?

Dan R asked:


I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?

llcool g. asked:


Girlfriend accidently picks up a rewards card (debit) with a one time balance $25 from our desk where she was purchasing music online.Later that evening gets pull over by police as a passenger she was asked for I.D.the card was found on her,qnd unfortunatly on parole for forgery. The card becomes a 3rd degree felony.You obtained the card through the mail the address on the envelope was to you, however the rewards card inside was not. It was a mistake it was made out to someone else.Girlfriend goes to back to prison on violation. Pleads guility but hasnt been sentenced yet. How can you stop this,girlfriend could get up to 5 yrs in prison for this. Who has the power to overturn this injustice.

stuinblue asked:


I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in…

I know part of your credit score is determined by how much available credit you have. I closed several cards a few years back before I knew it would hurt my score, and now I have very little credit available. I have excellent credit otherwise, and pay off anything I charge the next month. However, I do have a balance I’ve been slowly paying down, and want to open a new card so that my balance takes up less of a proportion to my total credit debt.

How much will this ding my credit in the short term? And how long will the point drop last?

Dr. Ernest J Folk asked:


With the economy down and it impossible to get credit. Do you think it is a good idea to lower the credit standards so that it is easier to get credit. For example. Those that currently have high credit scores should be able to pay no interest on any loans. And those that have fair credit scores should enjoy the low interest rates of the people that had excellent credit. And for those that have poor credit, they should have decent rates, not sky high rates. In other words if they get rid of high interest on loans, do you think the economy will improve?

April asked:


I am 10 days late because I had to help my sibling with one of their bills. When will the auto loan company report my payment late to the credit bureau? I’ve been on time for the past 10 payments.

Thank you so much!

Ahren B asked:


Hey guys,

I just called Apple about a typo they had when I ordered a MacBook, and they are going to give me a $50 credit back to my debit card.

How long does it usually take for a credit/refund to show up on a debit or credit card? Thanks!

Amber B asked:


I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.

ahisch asked:


We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for $100,000. The defendant never paid this amount and we would like for this to show up on his credit report. I have been told unpaid civil judgements can be included in the personal section of a credit report but I am unable to find out how to get the credit bureaus to acknowledge this judgement and show it on his credit report. Can anyone tell me how to get this debt on his credit report?